# Cobblegrove Business Funding

> Cobblegrove Business Funding is a small-business funding broker at 200 E Main St, Jerome, ID 83338 (phone (208) 361-6008). It helps businesses in Jerome, ID; Hazelton, ID and across Jerome County, Idaho; and in Shoshone, ID (Lincoln County), Hansen, ID (Twin Falls County), Gooding, ID (Gooding County), Hagerman, ID (Gooding County) and Murtaugh, ID (Twin Falls County), explore working capital loans, business term loans, lines of credit, equipment and inventory financing and merchant cash advances. Cobblegrove Business Funding is a business funding broker, not a lender. Funding partners review each request, make every credit decision and set any rate and terms. Cobblegrove Business Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Cobblegrove Business Funding does not arrange funding for agriculture, trucking, real estate purchases or building construction loans, startups, personal loans or SBA loans.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 200 E Main St, Jerome, ID 83338, United States
- Phone: (208) 361-6008
- Apply: https://cobblegrovebusinessfunding.com/apply/
- Places: Jerome, ID; Hazelton, ID and all of Jerome County, Idaho; also Shoshone, ID (Lincoln County), Hansen, ID (Twin Falls County), Gooding, ID (Gooding County), Hagerman, ID (Gooding County) and Murtaugh, ID (Twin Falls County)
- Language: English

## Funding options
- [Types of Business Loans in Jerome, ID and the Payment Each One Brings](https://cobblegrovebusinessfunding.com/business-loans/): Six funding types cover the costs a Jerome, ID business meets: term loans, working capital loans, lines of credit, equipment financing, inventory financing and the merchant cash advance, which is not a loan. Each pays back in its own shape. Cobblegrove Business Funding passes each request to funding partners; reviewing it and deciding are their job.
- [Working Capital Loans in Jerome, ID While Food Manufacturers Wait on Customer Payments](https://cobblegrovebusinessfunding.com/business-loans/working-capital/): This page treats a working capital loan as money for operating bills that land before customers settle their invoices. This page works an invented eight weeks at a repair shop, compares weekly and monthly payments on one invented loan, and lists questions for any offer. Cobblegrove Business Funding hands the finished request to funding partners, and each partner settles its own answer.
- [Business Term Loans in Jerome, ID When One Sum Pays for Several Machines](https://cobblegrovebusinessfunding.com/business-loans/term-loans/): Here a business term loan means one payout at signing and a level installment every month until a fixed end date. This page prices an invented framing-crew tool package, compares cash down with none, follows a five-year balance year by year and sets a 60-month term against an 84-month one. Funding partners decide.
- [Business Lines of Credit in Jerome, ID for Supplier Accounts, Crew Payroll and Retainage](https://cobblegrovebusinessfunding.com/business-loans/line-of-credit/): A business line of credit is a limit to draw on as bills arrive, with interest only on what is drawn. This page works invented draws for a food plant, retainage at a finishing contractor, a six-week lumberyard account and crew payroll, then lists questions for any line offer. Funding partners decide.
- [Inventory Financing in Jerome, ID When Stock Must Be Paid For Before It Sells](https://cobblegrovebusinessfunding.com/business-loans/inventory-financing/): Inventory financing covers goods while they wait for a buyer. This page works an invented dealer restock, a purchase order example for a supply wholesaler, a parts draw with set paydowns, two offers priced on one order and a food maker's packaging run. Cobblegrove Business Funding hands each stock request to funding partners, and the yes or no is theirs.
- [Equipment Financing in Jerome, ID for Packaging Lines, Shop Tools and Job-Site Lifts](https://cobblegrovebusinessfunding.com/equipment-financing/): Equipment financing ties the payments to one machine or a small group of them. This page works an invented $1 buyout lease on a boom lift, the end-of-term choices on a fair market value lease, a residual table for a sweeper and a trade credit on a used forklift. Funding partners review each request and decide.
- [Merchant Cash Advances in Jerome, ID for Card-Taking Shops, Cafes and Car Washes: Run the Numbers First](https://cobblegrovebusinessfunding.com/merchant-cash-advance/): A merchant cash advance trades a set amount of future card sales for cash now. This page works an invented renewal, sets an advance against a credit line, follows a car wash day by day, compares two offers and shows what a holdback takes from four card days. Funding sources review each request and decide.

## Industries
- [Financing for Contractors in Jerome, ID: Pipe Fusion Machines, Crew Pickups and Equipment Repairs](https://cobblegrovebusinessfunding.com/industries/construction/): Jerome County, ID trade counts from County Business Patterns, then four invented cases: a plumbing contractor prices a pipe fusion machine at 36 and 48 months, a framing contractor puts a crew pickup and job boxes on one payment, a site preparation contractor spreads a loader repair, and an electrical contractor carries a wire order on a credit line.
- [Jerome, ID Business Loans for Retailers: Freestanding Signs, Card Readers and a Store Move](https://cobblegrovebusinessfunding.com/industries/retail/): Jerome County, ID retail counts by store type from County Business Patterns, then invented cases: an auto parts store prices a freestanding sign, a building material dealer weighs counter hardware at 24 and 36 months, a sporting goods store splits a move between two products, and a restock goes on a credit line.
- [Jerome, ID Manufacturing Equipment Financing for a Spiral Freezer, Shop Tooling and Payroll Before a Big Order Ships](https://cobblegrovebusinessfunding.com/industries/manufacturing/): County Business Patterns figures for Jerome County, ID manufacturers, then invented cases: a frozen food maker prices a spiral freezer at two terms, a fabricator carries a second shift until an order is paid, a machine shop draws for tooling, and a used vertical milling machine goes on a loan.
- [Business Loans by Industry in Jerome, ID, From a Ride-On Trencher to a Tortilla Press and an Instrument Rental Fleet](https://cobblegrovebusinessfunding.com/industries/): Trades sorted into four groups by the kind of cost they carry, each with its Jerome County, ID count from County Business Patterns. Invented cases put a trencher loan beside a lease, match food makers' and stores' costs to funding types, and price a surgical laser for a trade without its own page.

## Tools and calculators
- [Small Business Resources in Jerome, ID: An Installment Calculator, a Request Outline and a Papers Checklist](https://cobblegrovebusinessfunding.com/resources/): An installment calculator, a one-page outline for a funding request, a checklist that sorts papers by who produces them, and a payment check worked through for an invented welding supply wholesaler, plus links to the City of Jerome and Jerome County home pages.
- [Business Term Loan Calculator for Jerome, ID Food Makers, Concrete Crews and Landscapers](https://cobblegrovebusinessfunding.com/resources/business-term-loan-calculator/): Enter the amount, the rate (annual %) and the term in months to estimate a level monthly payment. Below, three invented purchases show how a longer term, a higher rate and three term lengths change the figures, and a note explains loan yield. Partners set real terms.

## Jerome, ID and nearby communities
- [Business Loans in Jerome, ID: Food Manufacturers, Auto Repair Shops and Finishing Contractors](https://cobblegrovebusinessfunding.com/jerome-id/): Cobblegrove Business Funding works with Jerome, ID owners at 200 E Main St, and funding partners review each request and decide. Below, three invented quotes on one tray sealer sit side by side, followed by a supply wholesaler's stock draw, an auto repair shop's diagnostic equipment and a finishing crew's change-order wait, each priced in code, and Jerome County, ID employers sorted by size.
- [Business Loans for Owners in Cities Around Jerome, ID](https://cobblegrovebusinessfunding.com/service-areas/): Owners in the cities near Jerome, ID call the same number and use the same request page as owners in town. Each city below is listed with its county and with ZIP-level Census figures; Hazelton shares Jerome County, ID with the City of Jerome.

## Company
- [Small Business Loans in Jerome, ID, Matched to a Builder's Job or a Food Plant's Order](https://cobblegrovebusinessfunding.com/): From its Jerome, ID office, Cobblegrove Business Funding lines up six funding types, from credit lines and term loans to inventory and equipment financing, working capital and the merchant cash advance. Funding partners review each request and decide. This page sets the six against local costs, Census counts for Jerome County, ID and two worked payments.
- [Getting a Business Loan in Jerome, ID Starts With One Cost and Its Due Date](https://cobblegrovebusinessfunding.com/how-it-works/): A request starts with one cost and its due date. This page covers the first call, the items a funding partner may look at, a table of documents sorted by who in the business keeps them, the checks a partner may run and how an owner can look up the company's business credit file. Partners decide.
- [Jerome, ID Business Loan Questions on Credit Line Reviews, Supplier Discounts and Credit Checks](https://cobblegrovebusinessfunding.com/faq/): This page answers practical questions about credit line reviews, a supplier discount taken with a line draw, credit checks, holding an equipment loan and a line at once, and paying down a line draw in two steps. For the request steps, see How It Works. The answers are general; a funding partner reviewing an actual request makes the decision.
- [About Cobblegrove Business Funding: Business Loan Help for Jerome, ID Wholesalers, Food Plants and Station Stores](https://cobblegrovebusinessfunding.com/about/): Cobblegrove Business Funding, at 200 E Main St in Jerome, ID, helps owners match a cost to one of six funding types and then hands the request to funding partners, which review it and decide. Below: where a loan can come from, where to apply, and the path a request takes after the first call.
- [Phone or Visit Cobblegrove Business Funding on East Main Street in Jerome, ID](https://cobblegrovebusinessfunding.com/contact/): Cobblegrove Business Funding answers at (208) 361-6008, and its office is at 200 E Main St, Jerome, ID 83338. Any loan offer deserves four checks before signing: the dollar total of every payment, the payment dates against the business's own receipts, what is pledged, and the price of paying early.
- [Start a Business Funding Request in Jerome, ID Through Cobblegrove Business Funding](https://cobblegrovebusinessfunding.com/apply/): On the form go a name, phone and email, the company's name, how long it has operated, yearly revenue and the dollar amount sought. Once it is sent, Cobblegrove may call about the cost and its timing, then pass the request to funding partners, which may ask for documents, may check credit and decide.
- [Who Lends, Who Decides and What Cobblegrove Business Funding Does in Jerome, ID Requests](https://cobblegrovebusinessfunding.com/disclosures/): Cobblegrove Business Funding arranges introductions as a broker and is not a lender. The partner reviewing a request makes the credit decision and writes any terms. Census Bureau programs supply the local counts, each with its year, and the dollar cases are invented to show the arithmetic.

## Optional
- [Full text of every page](https://cobblegrovebusinessfunding.com/llms-full.txt): plain-text version of the site for AI assistants
- [Sitemap](https://cobblegrovebusinessfunding.com/sitemap.xml)